Swiss crowdlending platforms extended over CHF 260 million in loans in 2018.
This corresponds to an increase of 40 % year-over-year, although growth slowed (2017:+240 %). We forecast that the rate of growth in 2019 will be on a par with that in 2018.
The importance of professional investors continues to rise. Whether talking about the market as a whole or a specific platform, the key to being attractive to institutional investors is reaching a critical size. We anticipate that the market could provide a furtherboost to growth again when annual growth reaches around CHF 1.0 billion, since the interest of institutional investors will revive when volumes hit this level.
Crowdlending platforms operate in a so-called two-sided market. The acquisition of lenders and borrowers is particularly important. This growth must also be roughly balanced between lenders and borrowers.